Circl Academy
Learn how to save better, lead better, and build a stronger financial record.
Whether you’re joining your first circle or coordinating hundreds of members, the Academy helps you develop the skills that matter. Heritage learning is always free — Circlworld doesn’t gate the knowledge of where the traditions come from.
Most popular learning paths
Open the Library →- Start here
Build Financial Credibility
Turn your participation into proof.
Learn how savings circles build a participation record, how the five Standing pillars work, and how your audited records (Trust Passport, Credibility Report, Member Activity Record) are accepted by lenders, landlords, and employers.
Builder and above
Getting Started
Understand how everything works.
How circles work. How Standing works. How contributions are recorded. What Circlworld does and doesn't do. Free for every member — the right place to start.
Free to every member
Community Savings Around the World
Explore centuries of financial solidarity.
How communities across Africa, the Caribbean, Asia, Latin America, and Europe built savings systems long before modern fintech — pardna, susu, ajo, chama, stokvel, hui, tanda, kameti, paluwagan, and others. Authored by members of each tradition's community of practice. Free regardless of tier.
Free to every member
Run a Circle
Coordinate members, manage contributions, build trust.
The Treasurer pathway. From joining your first circle as a participant through leading communities of hundreds. Foundation, Intermediate, Advanced, and Multi-Jurisdictional courses. Each course deepens your practice — the certifications are evidence of what you've built, not the destination.
Foundation free · Advanced courses from £25
Strengthen Your Standing
Improve your participation record, pillar by pillar.
Specific guidance on Reliability, Consistency, Cooperation, Commitment, and Conduct — the five pillars that build your Standing. Scenarios, examples, common mistakes, and what actually moves the needle.
Free to every subscriber
Become a Community Leader
Mentor others and shape the platform.
Advanced pathways for members whose presence extends beyond their own Circle — mentorship of newer members, governance participation, and contributing to platform development through the Builders channel.
Pro and above
The Treasurer pathway
Four courses. Each one unlocks a new level of practice. Certifications appear in your Standing when you complete them.
- FreeEvery member
Foundation Course
Circles, custody, Standing, disputes, and what the platform does not do. Six modules, about 60 minutes. The course that confirms you're ready to participate fully.
Read the course draft → - £25Manage 1 circle, up to 15 members
T1 Community Treasurer
The entry-level Treasurer certification. Savings circle fundamentals, the Circlworld platform, cycle management, governance and disputes, compliance essentials, and Circa AI. Five scenario-based assessment questions, 80% pass threshold. 4-6 hours across multiple sessions.
Read the course draft → - £150Up to 3 circles, 25 members each, lending pools
T2 Senior Treasurer
Advanced circle management, the lending pool, complex governance, Standing and Circle Health mechanics, and working with institutions. Four-week simulated portfolio assessment, 80% pass mark. Requires T1 + 2 completed cycles + Standing ≥ 600.
Read the course draft → - £400Unlimited circles, oversight, Trust-level operations
T3 Master Treasurer
Treasurer oversight, Trust and Treasury operations, the credit enhancement architecture, and regulatory awareness. Comprehensive written scenarios + structured interview, 85% pass mark. Requires T2 + 6 completed cycles + Standing ≥ 750.
Read the course draft →