Circlworld — Your savings group, on the record.

The contribution amount is how much each member pays per period. Getting this right matters more than most Treasurers realise. Set it too high, and members will struggle. Missed contributions follow. Circle health drops. Trust erodes. Set it too low, and the hand is not meaningful enough to justify the commitment. Members lose motivation. The right amount is the one every member can comfortably afford, every period, without exception. Not "can afford most weeks" — every week. Ask yourself: if the lowest-earning member in the group had an unexpected expense of GBP 100 this week, could they still make the contribution? Common ranges: • GBP 25/week — accessible to most. Hand of GBP 250 in a 10-member circle. • GBP 50/week — the most common amount. Hand of GBP 500 in a 10-member circle. • GBP 100/week — for groups where all members have stable income. Hand of GBP 1,000 in a 10-member circle. You set the amount when you create the circle. Changing it later requires a member vote (two-thirds supermajority, since it is a structural change). This is intentional — the amount is a commitment, not a suggestion. If you are unsure, start lower. A successful circle at GBP 25/week that completes a clean cycle is worth more — to every member's record — than a circle at GBP 100/week that collapses in week 6.

Setting contribution amounts

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