Pricing
A plan for every stage of your record.
Start free. Upgrade when your participation deserves to be recognised outside the circle. No lock-in — cancel anytime. Circlworld never touches member funds at any tier.
Which plan, and why
- Free lets you participate.
- Builder helps your participation count outside the circle.
- Pro helps your record travel across borders.
- Business helps organisations coordinate at scale.
Prices shown in GBP. Your region is set by KYC-verified residency at sign-up.
Explorer
Participate.
Everything you need to start. Join a circle and begin building your record within your community.
Start participating →- Circa Navigator — one-click to every action
- Join a savings circle
- Contribute and receive
- Build your Standing record
- Post in the Plaza and Forum
- Founders' Course in Circl Academy
- Verified identity to join your community
Builder
Turn your participation into proof.
Share a verified record of your savings discipline with lenders, landlords, employers, sponsors, and institutions.
”Free is participation. Builder is recognition.”
Unlock your Standing →- Circa Navigator — one-click to every action
- Share your Standing with lenders and landlords
- Verified record for employers and sponsors
- Proof of savings discipline for credit and immigration applications
- Cryptographically signed — independently verifiable at circlworld.com/verify
- Access higher-trust circles
- Verified identity for stronger trust and recognition
Cycle after cycle, your participation becomes proof you can share with the people who need to see it.
Pro
Expand it.
Participate across countries. Support family members. Access opportunities your Standing has opened.
Go global →- Circa Navigator — one-click to every action
- Cross-border circles for diaspora families
- Sponsor a family member's participation
- Full Avenues access — opportunities matched to your Standing
- Unlimited verified records (Trust Passport, Credibility Report, MAR)
- Full Circl Academy access
- Priority support
Business
Run it.
For organisations managing multiple circles and issuing recognised credentials.
Talk to us →- Circa Navigator + Briefings + Coach + Advisor
- Multi-circle administration
- Outlet API access for institutional verification
- Bulk verification for lender and employer workflows
- White-label audited records
- Dedicated relationship contact
- Enterprise compliance tools
Enterprise
Custom.
For regulated institutions, banks, and government partners.
Talk to us →- Circa Navigator + Briefings + Coach + Advisor
- Everything in Business
- Custom contract + terms
- On-premise deployment option
- Custom integrations
- Regulatory compliance support
- Dedicated engineering support
Compare plans
Feature comparison
| Feature | Explorer | Builder | Pro | Business | Enterprise |
|---|---|---|---|---|---|
| Circa access | Navigator | Navigator | Navigator | Navigator + Briefings + Coach + Advisor | Navigator + Briefings + Coach + Advisor |
| Full Credibility Report | Tier name only | ||||
| Standing Card export (coming soon) | Coming soon | Coming soon | Coming soon | Coming soon | Coming soon |
| Goal-Based Savings (Path A) | Unlimited | Unlimited | Unlimited | Unlimited | |
| Treasurer Partnership Programme (activates at public launch) | Eligible at launch | Eligible at launch | Eligible at launch | Eligible at launch | |
| Member Referral Rewards (activates at public launch) | Accrue at launch | At launch | At launch | At launch | At launch |
| Cross-border circles (multi-country) | |||||
| Multi-currency contributions + payouts | |||||
| Diaspora corridor support | |||||
| Sponsorship (fund another member) | |||||
| Verified community profile | |||||
| Multi-admin + branded experience | |||||
| API access | |||||
| Single sign-on (SSO) | |||||
| Members per circle | 10 | Unlimited | Unlimited | Unlimited | Unlimited |
| Circles you can manage | 2 | Unlimited | Unlimited | Unlimited | Unlimited |
| Identity verification | Level 1 | Level 1 | Level 2 | Level 3 (entity) | Level 3 (entity) |
| AI Triage | Pay per use | Included | Included | Included | Included |
| CirclAI interactions / month | 10 onboarding | 50 | 200 | 500 | Custom |
| In-app notifications + preferences | Email only | ||||
| Analytics dashboard | |||||
| Analytics export | |||||
| Bank integrations | |||||
| Activity history | |||||
| Community voting |
How your subscription works
One payment, sometimes two recipients.
When you are in an active Circle administered by a Treasurer on a paid Member tier, your subscription is structurally compound: a portion flows to platform infrastructure, a portion flows to your Treasurer’s Treasurer Partnership Programme allocation at their tier rate. One charge to your payment method; the platform’s payment processor routes the split. The price you see is the price you pay.
Your Treasurer’s tier (and corresponding Treasurer Partnership Programme allocation rate) is visible on their public profile. Read the Treasurer Pricing page for the full mechanism.
Not ready to subscribe?
Buy one report or one AI bundle at a time.
The Circlworld Storefront sells single-use items: a full Credibility Report (£14.99, valid 30 days), CirclAI credit packs (£2 for 50 / £5 for 150 / £10 for 350 — credits never expire), verification URL extensions, and more. Pay as you go, no subscription. (The Standing Card export is specified and arrives at public launch.)
Visit the StorefrontReady to start?
Free plan — no credit card required. Upgrade anytime.