Pricing
A plan for every stage of your record.
Start free. Upgrade when your participation deserves to be recognised outside the circle. No lock-in — cancel anytime. Circlworld never touches member funds at any tier.
Which plan, and why
- Free lets you participate.
- Builder helps your participation count outside the circle.
- Pro helps your record travel across borders.
- Business helps organisations coordinate at scale.
Prices shown in GBP. Your region is set by KYC-verified residency at sign-up.
Explorer
Participate.
Everything you need to start. Join a circle and begin building your record within your community.
Start participating →- Circa AI assistant included
- Join a savings circle
- Contribute and receive
- Build your Standing record
- Post in the Plaza and Forum
- Founders' Course in Circl Academy
- Verified identity to join your community
Builder
Turn your participation into proof.
Share a verified record of your savings discipline with lenders, landlords, employers, sponsors, and institutions.
”Free is participation. Builder is recognition.”
Unlock your Standing →- Circa AI assistant included
- Share your Standing with lenders and landlords
- Verified record for employers and sponsors
- Proof of savings discipline for credit and immigration applications
- Cryptographically signed — independently verifiable at circlworld.com/verify
- Access higher-trust circles
- Verified identity for stronger trust and recognition
Cycle after cycle, your participation becomes proof you can share with the people who need to see it.
Pro
Expand it.
Participate across countries. Support family members. Access opportunities your Standing has opened.
Go global →- Circa AI assistant included
- Cross-border circles for diaspora families
- Sponsor a family member's participation
- Full Avenues access — opportunities matched to your Standing
- Unlimited verified records (Trust Passport, Credibility Report, MAR)
- Full Circl Academy access
- Priority support
Business
Run it.
For organisations managing multiple circles and issuing recognised credentials.
Talk to us →- Cora operations partner included
- Multi-circle administration
- Outlet API access for institutional verification
- Bulk verification for lender and employer workflows
- White-label audited records
- Dedicated relationship contact
- Enterprise compliance tools
Enterprise
Custom.
For regulated institutions, banks, and government partners.
Talk to us →- Cora operations partner included
- Everything in Business
- Custom contract + terms
- On-premise deployment option
- Custom integrations
- Regulatory compliance support
- Dedicated engineering support
Need someone to run your circles?
Cora is your operations partner. She monitors members, flags risks, sends reminders, and briefs you every morning — so you can focus on your community.
£35/month · first 3 circles included · 14-day free trial
Meet Cora →Compare plans
Feature comparison
| Feature | Explorer | Builder | Pro | Business | Enterprise |
|---|---|---|---|---|---|
| Circa (AI guide) | Included | Included | Included | Included | Included |
| Cora (operations partner) | Included | Included | |||
| Full Credibility Report | Tier name only | ||||
| Goal-Based Savings (Path A) | Unlimited | Unlimited | Unlimited | Unlimited | |
| Treasurer Partnership Programme (activates at public launch) | Eligible at launch | Eligible at launch | Eligible at launch | Eligible at launch | |
| Member Referral Rewards (activates at public launch) | Accrue at launch | At launch | At launch | At launch | At launch |
| Cross-border circles (multi-country) | |||||
| Multi-currency contributions + payouts | |||||
| Diaspora corridor support | |||||
| Sponsorship (fund another member) | |||||
| Verified community profile | |||||
| Multi-admin + branded experience | |||||
| API access | |||||
| Single sign-on (SSO) | |||||
| Members per circle | 10 | Unlimited | Unlimited | Unlimited | Unlimited |
| Circles you can manage | 2 | Unlimited | Unlimited | Unlimited | Unlimited |
| Identity verification | Level 1 | Level 1 | Level 2 | Level 3 (entity) | Level 3 (entity) |
| Circa interactions / month | 10 | 50 | 200 | 500 | Unlimited |
| In-app notifications + preferences | Email only | ||||
| Analytics dashboard | |||||
| Analytics export | |||||
| Bank integrations | |||||
| Activity history | |||||
| Community voting |
Where your subscription goes
The price you see is the price you pay. A portion supports the platform. When your circle is run by a Treasurer, a portion supports their work — like a tip included in the price, not added on top.
Your Treasurer’s earnings rate is visible on their public profile. See the Treasurer Pricing page for details.
Not ready to subscribe?
Buy one report or one AI bundle at a time.
The Circlworld Storefront sells single-use items: a full Credibility Report (£14.99, valid 30 days), CirclAI credit packs (£2 for 50 / £5 for 150 / £10 for 350 — credits never expire), verification URL extensions, and more. Pay as you go, no subscription. (The Standing Card export is specified and arrives at public launch.)
Visit the StorefrontReady to start?
Free plan — no credit card required. Upgrade anytime.